What’s basically home insurance is and what is covered? Let’s get a look into it.

Home insurance is the document which covers the structure of the apartment with all the prized possession in it against the damages caused due to natural disaster like floods, earthquake and manmade like riots, arson, etc.

The best home insurance offers cover all mishaps like fire, theft, burglary, electrical breakdown, alternate accommodation, and accidental damage. But there are few circumstances where the policy doesn’t cover such as in case of war, a third party construction loss, willful misconduct, or precious collectibles.

Types of Home insurance:

Alllines Associates Inc. offers a range of products to their customers and because of it, we have categorized into various plans keeping in needs of the client in mind

• Comprehensive Home insurance: This offers a full package wherein it not only involves just the house but also covers the interiors and things inside the house. Its full basket coverage against the uncertainties of event. Covers all your appliances, jewelry, personal items, furniture, equipment, and other assets. But for that, you need to give a full description of all items claiming during the purchase of the policy.
• Household Articles Insurance: This covers all the household assets in the interior of the house i.e. appliances, jewelry, personal items, furniture, equipment, and other items. If anything gets damaged the policy will take care but as per the market price of the products.
• Apartment insurance: Here the interior of the house is not covered under the policy. And the sum assured will be claimed as per the restoration worth of the house. It doesn’t include any apartment to be made of mud, straw, leaves, etc.

" Alllines Associates Inc. Home insurance policy might not cover all things but our insurance brokers can give you the option to add additional coverage to your policy. "